The information listed below will make it possible for TK ENTERPRISES to process your submission quickly.  This information is needed after you have accepted our Purchase Offer for your Real Estate Note.    

         1. Copy of Real Estate Note
         2. Copy of Lien Instrument (Deed of Trust,
              Wrap-Around Mortgage, Divorce Lien)
         3. Settlement (closing) Escrow Statement
         4. First Lien Information (if applicable)
         5. Note Payor's Note Payment History
         6. Title Insurance Policy (if available)
         7. Color Photos and/or Appraisal (if available)
         8. Note Payor Information (Employment information,
              address, phone number, social security number)
         9. Fire Insurance Policy (copy)
       10. Real Estate Sales Contract (copy)
       11. Copy of most recent/last appraisal of property

                       PRIVACY STATEMENT      

TK ENTERPRISES  respects your privacy.  We do not sell, rent,
or loan any identifiable information regarding our existing clients, nor
our potential customers to any third party.  Any information
you give us is held with the utmost care and security, and will
not be used in any way which you have not consented.  

                          Use of Information

TK ENTERPRISES will not collect any personal information about any individual except for the
sole purpose of assessing its risk in
determining the present value and possible purchase of your
Real Estate Note.

Here are six (6) items that determine the present value of a Note:

                                     1. Collaterial
The best collateral is an owner occupied single family residence.
                 In descending order, here is the list:
 *  SFR owner occupied; Condominiums; Townhouses; Mobile Homes
 *  SFR non-owner occupied; Condominiums; Townhouses; Mobile Homes
 *  Small multi-family properties, 2-to-4 units
 *  Apartment buildings, five (5) units or more

                                 2. Down Payment
The greater the amount of the cash down payment, the better the
note.  We don't buy "nothing down" deals, because they are not
worth as much as a Note with a substantial cash down payment.
       
                                    3. Seasoning
Any Note less than one (1) year old is considered a "green" note.
A Note where twelve (12), or more, payments have been made has
more value.  We call these "seasoned" notes.  

                                  4. Interest Rate
The higher the rate of interest on your Note, the more it is worth.
Obviously, the reverse is true.  

                                  5. Term (Years)
The longer the Term of your Note, the less it is worth.  The reverse
is true.   A Note with a Balloon Payment is worth more than one without.    

                            6. Note Payor's Credit
Most Notes are created because the buyer has damaged credit or
not enough initial cash down payment.  In either case, the seller
agrees to carry a Mortgage-Note to make the deal work.  
We understand this, but the Note Payor's Credit is still a major factor. 
A Credit Score of 620 or higher is preferred.